• Sequis Family Income Dread Disease Rider Insured

    Protect your family’s future with Sequis Family Income Dread Disease Rider – Insured, an additional insurance that provides income allowance to the Insured/beneficiary

Sequis Family Income Dread Disease Rider Insured

Anticipating of unexpected life event is needed to secure your family future plan. Insurance will help your financial and children education plan remains on track. Sequis presents Sequis Family Income Dread Disease Rider – Insured that provides annual benefit if case of emergency.


  1. Insurance coverage period up to the insured’s attained age 65

  2. The insurance coverage period can be extended every year

  3. The Sum Assured will be paid if the insured dies or suffers from total and permanent disability or suffers from one of 36 (thirty six) critical illnesses during the insurance coverage period

  4. Provides facilities that can be used by customers: Free Look Period, Grace Period, Change of Payment Mode, Policy Reinstatement, Change of Sum Assured

Terms and Conditions

Entry Age

6 months – 60 years old

Premium Payment Period

Same as coverage period

Coverage Period

Can be extended every year, up to the Insured’s attained age 65

Maximum Coverage Age

Up to the Insured’s attained age 65

Sum Assured

• Minimum: Rp5 milion • Maximum: 20% of basic insurance Sum Assured, or Rp100 million, which is bigger.

Waiting Period

• Waiting Period for critical illness benefit is 3 months after the additional insurance Policy Contract starts or the Policy reinstatement date (if any), which one is the latest and the disability symptom starts • Waiting Period for TPD benefit is 6 months after the date of disability diagnosis

Contestable Period

• Following basic product purchased • Contestable Period for additional insurance is still valid if there are indications that disability is caused by excluded matters



Distribution Channel

Sequis Agent

Age Calculation Method

Nearest birthday

If you are interested and would like to know more about Sequis products and services, please contact Sequis Care (62-21) 2994 2929 on business days at 8.15 am to 5.00 pm or by email to care@sequislife.com

​​​​This product is managed by PT Asuransi Jiwa Sequis Life

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