• Sequis Family Income Dread Disease Rider Payor

    Protect your family’s future with Sequis Family Income Dread Disease Rider – Payor, an additional insurance that provides income allowance to the Policyholder/beneficiary

Sequis Family Income Dread Disease Rider Payor

Anticipating of unexpected life event is needed to secure your family future plan. Insurance will help your financial and children education plan remains on track. Sequis presents Sequis Family Income Dread Disease Rider – Payor that provides annual benefit in case of emergency.  


  1. Insurance coverage period up the policyholder’s attained age 65

  2. The insurance coverage period can be extended every year

  3. The Sum Assured will be paid if the policyholder dies or suffers from total and permanent disability or suffers from one of 36 (thirty six) critical illnesses during the insurance coverage period

  4. Provides facilities that can be used by customers: Free Look Period, Grace Period, Policy Reinstatement, Change of Sum Assured, Change of Payment Mode 

Terms and Conditions

Entry Age

17 – 60 years old

Premium Payment Period

Same as coverage period

Coverage Period

Can be extended every year, up to the Policy holder’s attained age 65

Maximum Coverage Age

Up to the Policy holder’s attained age 65

Sum Assured

• Minimum: Rp5 million • Maximum: 20% of basic insurance Sum Assured, or Rp100 million, which is bigger

Waiting Period

• Waiting Period for critical illness benefit is 3 (three) months after the additional insurance Policy Contract starts or the Policy reinstatement date (if any), which one is the latest and the disability symptom starts • Waiting Period for total and permanent disability benefit is 6 (six) months after the date of disability diagnosis

Contestable Period

• Following basic product purchased • Contestable Period for additional insurance is still valid if there are indications that disability is caused by excluded matters



Distribution Channel


Age Calculation Method

Nearest birthday

If you are interested and would like to know more about Sequis products and services, please contact Sequis Care (62-21) 2994 2929 on business days at 8.15 am to 5.00 pm or by email to care@sequislife.com

​​​​This product is managed by PT Asuransi Jiwa Sequis Life

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