• Sequis Payor Benefit Dread Disease Rider

    An additional insurance product to free policyholder from premium payment

Sequis Payor Benefit Dread Disease Rider

Life risks are always there. However the future plan must be maintained. Protect your financial plan with Sequis Payor Benefit Dread Disease Rider, which will waive your premium payment if the policyholder experience life risks such as illness, accident, or death so your insurance protection continues.


  1. If the policyholders dies or suffers from total and permanent disability or suffers from one of 36 critical illnesses during the additional insurance coverage period, the premium target and premium top up (if any) will be paid by the Insurer. 

    Both premiums paid will automatically be allocated to buy units since the next premium due date or the date of death/total and permanent disability date or from critical illness diagnosed date. 

    Free premium payment is valid up to the Insured dies or up to the closest policy anniversary to the policyholder’s age of 65 years old, which one is earlier. 

  2. Provides facilities that can be used by customers: Free Look Period, Grace Period, Policy Reinstatement

Terms and Conditions

Entry Age

17 – 60 years old

Premium Payment Period

Following basic product purchased

Coverage Period

Yearly Renewable Term up to the Insured’s attained age 65

Maximum Coverage Age

Up to the Insured’s attained age 65

Waiting Period

3 (three) months after the additional insurance contract starts or recovery date, which one is the latest

Contestable Period

Following basic product purchased



Distribution Channel

Sequis Agent

Age Calculation Method

Nearest birthday

If you are interested and would like to know more about Sequis products and services, please contact Sequis Care (62-21) 2994 2929 on business days at 8.15 am to 5.00 pm or by email to care@sequislife.com

​​​​This product is managed by PT Asuransi Jiwa Sequis Life

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