• Sequis Lady Protection Rider

    Sequis Lady Protection Rider is a supplementary product specifically for woman that provides sum assured for certain critical illness or actual cost reimbursement for reconstructive surgery.

Sequis Lady Protection Rider

Did you know that breast cancer, cervical cancer, lupus, can be cured if detected early? Independent and active women can certainly contribute to family and society. It is also important for women to routinely examine themselves and do medical treatment if diagnosed with disease symptoms. But are you ready for very high medical expenses? The anticipation is needed by having critical illness insurance as early as possible. Sequis Lady Protection Rider is an additional health insurance for basic unit link product that provides health protection against certain diseases.


  1. Provides up to 120% of sum assured with the following composition:

    a. Systemic Lupus Erythematosus :       100% sum assured
    b. Carcinoma in Situ on the breast or cervix :    100% sum assured
    c.  Facial reconstructive surgery due to accident :      20% sum assured
    d. Reconstructive surgery on the breast due to breast cancer :           20% sum assured

    Maximum total benefit paid in points a and b above are 100% sum assured     
    Maximum total benefit paid in points c and d above are 20% sum assured   
    Maximum total benefit paid in points a, b, c, and d are 120% sum assured   


  2. Basic sum assured up to maximum of Rp1 billion or 100% basic sum assured, which one is the lower.

  3. Provides facilities that can be used by participants :

    Free Look Period                        Policy Reinstatement
    Grace Period    Change of Policy Data

Terms and Conditions

Entry Age

18 – 60 years old

Premium Payment Period

YRT (based on the age when the Insured extend the Policy)

Maximum Coverage Age

65 years old

Coverage Period

Yearly Renewable Term (based on the age when the insured extend the Policy)

Sum Assured

Minimum: Rp10 million, Maximum: Rp1billion or 100% Basic Insurance Sum Assured (which one is the lower)

Mode of Payment

Following basic insurance mode of payment

Contestable Period

Contestable Period is determined during this rider’s coverage period

Waiting Period

Waiting Period is 3 (three) months



Distribution Channel

Sequis Agent

If you are interested and would like to know more about Sequis products and services, please contact Sequis Care (62-21) 2994 2929 on business days at 8.15 am to 5.00 pm or by email to care@sequislife.com.

This product is managed by PT Asuransi Jiwa Sequis Life


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