• Q Protection

Q Protection

Get insurance protection as early as possible to protect you and your family’s future from the risk of illness, critical illness, accident, and death. Insurance will guarantee your financial security from the unexpected risks. Plan the unplanned by having insurance coverage to plan your future needs such as savings, retirement funds, and children education fees. Sequis Financial offers Q Protection that provides life and death benefits as well as guaranteed scheduled benefit payment  for the Insured and beneficiary.  


  1. Provides Life and Death Benefits for the insured and beneficiary.

  2. Additional guaranteed scheduled benefit payment that will be paid according to the selected premium payment period.

  3. Fixed premium with various premium payment period options (based on the age when the product is taken).

  4. Offers facilities for customers: 

    Cash Value Grace Period
    Automatic Premium Loan Policy Reinstatement
    Reduced Paid Up Policy Loan
    Extended Term Insurance Change of Sum Insured
    Free Look Period Mode of Payment Changes


Terms and Conditions

Entry Age

Minimum: 1 month old Maximum: 60 years old - Premium Payment Period taken

Premium Payment Period

5, 7, or 9 years

Coverage Period

Up to Insured’s attained age 75

Sum Assured

Minimum: Rp50 million

Mode of Payment

Yearly, Semesterly, Quarterly, and Monthly

Lien Clause*

If the child insured died due to non-accidental before the age of 5, the Sum Insured shall be paid proportionally in accordance with the applicable Lien Factor in Policy Contract

Contestable Period

Contestable Period is 2 (two) years from the date of insurance contract started as specified in Policy Contract or the Policy reinstatement date (if any), which one is the latest.



Distribution Channel


* Clause that provides information on any of the insurance benefits within a certain period as long as the Policy is still valid

If you are interested and would like to know more about Sequis products and services, please contact Sequis Financial Customer Service (62-21) 2994 2928 on business days at 8.15 am to 5.00 pm or by email to care@sequisfinancial.com.

​​This product is managed by PT Asuransi Jiwa Sequis Financial

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