• Protection Cash Back

    To keep your family’s welfare in the future depends on what you do in the present. Protection Cash Back is a solution for you and your family to prepare their better tomorrow early.

Protection Cash Back

Protection Cash Back is a life insurance product that protecs your family’s future from risks of life with guaranteed  return on premium. 

Benefit

  1. 100% sum assured and a return on premium will be paid to the beneficiary if the Insured dies.

  2. 100% return on premium will be paid if the Insured survives up to the coverage period ends.

  3. Offers sum assured options Rp100 million, Rp200 million, and Rp300 million.

  4. Premium payment period starts from 5 years and coverage period up to 20 years.

  5. Premium starts from Rp4,200 per day.

  6. Provides facilities that can be used by participants:

    Cash Value Automatic Premium Loan
    Free Look Period Grace Period
    Policy Reinstatement    Policy Loan

Terms & Condition

Entry Age

5 - 50 Years Old

Premum Payment Period

• 5 years for 10-year coverage period • 8 years for 15-year coverage period • 10 years for 20-year coverage period

Coverage Period

10, 15, and 20 years

Maximum Coverage Age

Up to Insured’s attained age 70

Sum Assured

• Rp100 million • Rp200 million • Rp300 million

Mode of Payment

• Monthly (credit card and auto debit) • Annually (transfer, ATM, credit card, and auto debit) • Semi-Annually • Quarterly

Contestable Period

Contestable Period is 2 (two) years from the date of insurance contract started as specified in Policy Contract or the Policy Reinstatement date (if any), which one is the latest.

Currency

Rupiah

Distribution Channel

Direct Marketing (Telemarketing)

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